This is the first return calculation for my portfolio, and the return is above my benchmark in SGD it probably explains the low return value. But heck, stay the course. I use the sample Excel spreadsheet from Gummy’s XIRR stuff webpage to do the calculation. All values are annualized and expressed in SGD.
Portfolio return year 2006 = 5.97%
Benchmark return year 2006 = 5.21%
Year-to-date return:
- Q1 = +5.87%
- Q2 = -3.36%
- Q3 = +1.13%
- Q4 = +5.97%
Quarterly return:
- Q1 = +26.34%
- Q2 = -22.37%
- Q3 = +13.40%
- Q4 = +14.31%
Benchmark return year 2006 in USD is 14.21%.
My benchmark is explained HERE.
UPDATE (2007-01-23):
- Changed benchmark return to SGD term. The calculation is shown in the 6th comment.
- Used exchange rate on 31/12/05 and 31/12/06 to convert benchmark return to SGD.
